Junior Mortgage Underwriter
Job Description
Our client, a leading business in the Financial Services industry is seeking a Junior Mortgage Underwriter to join their growing team on a full-time, permanent basis.
Due to an exciting period our client is looking for a Junior Mortgage Underwriter to join them on a full-time basis, working closely with the team to underwrite mortgage applications accurately and consistently, in line with lending criteria.
The successful candidate will have a minimum of 6 months experience as a Mortgage Underwriter, ideally with BTL experience although commercial and residential experience is also considered.
Key Responsibilities:
- Underwrite mortgage applications to a high standard, ensuring lending criteria is adhered to alongside compliance requirements
- Interpret credit data, financial statements and supporting documents for both individual and LTD company applications
- Complete case types including standard properties, HMOs, Multi-unit properties and other niche cases
- Liaise effectively with Brokers and other departments within the business to ensure a high-level of service is maintained at all times
Key Experience:
- Minimum of 6 months Mortgage Underwriting experience, ideally within BTL although commercial or residential will also be considered
- Proven ability to assess complex cases
- Good understanding of rules and regulations within the Mortgage market
- Experienced in underwriting more complex cases such as HMOs would be advantageous
- Excellent communicator, confident liaising with colleagues, clients and third parties
This is an excellent opportunity for a Mortgage Underwriter to join a thriving business who are leaders in their field.
You will be working closely with an experienced team, working on complex cases in a niche field.
CVs are being reviewed, so please apply now for immediate consideration.